2013 Annual Report

2013 was a big year. Read about how we invest, strengthen, and advance community development in NJ.

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Our Impact

Explore our sectors of work to see how we are making a difference in New Jersey's at-risk communities.

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REBUILD New Jersey

We're providing small businesses and community organization with low-cost capital to help them recover from Superstorm Sandy.

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ReStart New Jersey

Our groundbreaking home preservatoin program is working to keep hundreds of delinquent homeowners in their homes with mortgages they can afford.

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New Jersey Community Capital (NJCC) is a community development financial institution (CDFI) with a mission to transform at-risk communities

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Invested into over 700 high impact projects across New Jersey

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Hedge Funds Reap Gains on FHA Loans Sidelining Nonprofits

The U.S. Federal Housing Administration started selling distressed loans in 2012 to help communities hit hard by foreclosures while also reducing losses to its taxpayer-backed insurance fund.

NJCC Awarded $2 Million by the CDFI Fund

NEW BRUNSWICK, NJ - On Tuesday, the U.S. Department of the Treasury's Community Development Financial Institutions (CDFI) Fund announced Community Loan Fund of New Jersey, Inc.--the core loan fund of New Jersey Community Capital (NJCC)--as a recipient of a $2 million Financial Assistance (FA) Award, the maximum award in 2014.

Private Investment Could Pull Those Facing Foreclosure Back From The Brink

NEW YORK — When Indonesia-native Zackaria Margolang bought a Newark, N.J. house in May 2008 for $435,000, his 30-year fixed-rate mortgage through Countrywide Financial was 5.5% with a monthly payment of $3,200, including taxes and insurance. A bona fide homeowner at 40, the Hilton Hotel prep-cook was living the American dream.