Senior Management

Wayne Meyer
President
wmeyer<at>njclf.com
Ext. 308/333

Mr. Meyer became President of New Jersey Community Capital in May 2009, after serving on its Board of Directors for the preceding two years. As President, Mr. Meyer provides leadership, establishes strategy, raises funds, and promotes and advocates for policy change on behalf of NJCC, its borrowers, and the residents of its target communities. Under his leadership, NJCC has experienced a period of tremendous growth. Key accomplishments include spearheading a new strategic vision for NJCC, including creating a more comprehensive approach to revitalizing whole neighborhoods; helping shape a new model of community development that leverages the bulk purchase of troubled mortgages and foreclosed properties; increasing capital under management; guiding NJCC to chartered membership in NeighborWorks America; and earning NJCC a CARS (CDFI Assessment and Rating System) rating.

An attorney and CPA, Mr. Meyer brings to his position over 20 years of private sector real estate experience. Prior to joining NJCC, Mr. Meyer spent nine years as the Housing Director of Housing and Neighborhood Development Services, Inc. (HANDS), where he was responsible for all of the organization’s real estate development and financing activities. While at HANDS, he led the formation of Operation Neighborhood Recovery and the bulk purchase of 47 nonperforming mortgages in distressed Essex County neighborhoods, an initiative that led to the creation and subsequent acquisition by NJCC of the Community Asset Preservation Corporation.

As a recognized leader in the community development industry, Mr. Meyer serves on numerous committees and panels focused on affordable housing, community stabilization, and community development, including NeighborWorks America’s Community Stabilization Advisory Committee, the JPMorgan Chase Community Advisory Board, and the Wells Fargo Community Advisory Board for the Southern New Jersey Market. Mr. Meyer holds a Juris Doctor from Seton Hall University School of Law and a Bachelor of Business Administration in Accounting from Siena College. He is a graduate of the Achieving Excellence in Community Development fellowship program at Harvard University’s John F. Kennedy School of Government and has studied urban planning at the graduate level at New York University.

Marie Mascherin
Chief Lending Officer
mmascherin<at>njclf.com
Ext. 209

After serving on its Board of Directors for nine years, Ms. Mascherin joined New Jersey Community Capital as Chief Lending Officer in November 2008. As Chief Lending Officer, Ms. Mascherin is responsible for managing, developing, maintaining, and administering all of NJCC’s loan and investment programs and lending strategies. Her primary duties include managing production goals, new product development, borrower relationships, budgeting, portfolio performance, and problem loans. Ms. Mascherin brings to this position over 25 years of commercial banking and real estate mortgage lending experience, including seven years as Vice President of FHA lending at Capmark Finance Inc. (formerly GMAC Commercial Mortgage), where she was responsible for management of the regional loan production office specializing in FHA-insured multifamily and senior housing lending. Other prior experience includes executive vice president positions at both DVI Mortgage Funding, Inc. and Quaker Capital, L.P.

Ms. Mascherin is a Leadership New Jersey Fellow; a member of the New Jersey Advisory Board for Community Reinvestment Fund; a member of Opportunity Finance Network’s Market Conditions Committee; the current Chair of the American Repertory Ballet/Princeton Ballet School’s Board of Directors; and a founding board member and former Treasurer of the Eastern Lenders Association. A New Jersey Real Estate Licensed Agent, Ms. Mascherin holds a Master of Business Administration from New York University’s Stern School of Business and a Bachelor of Science in Finance from Seton Hall University.

Jacki Robinson
Chief Financial Officer
jrobinson<at>njclf.com
Ext. 213

Ms. Robinson joined New Jersey Community Capital as Chief Financial Officer in August 2012. In this position, Ms. Robinson is a key member of the leadership team, responsible for the financial stewardship of the organization as well as with providing the President with strategic guidance. With more than two decades of experience as a Certified Public Accountant, Jacki brings to NJCC a very strong financial background. Most recently, Jacki served for more than six years as CFO and Portfolio Manager at E+Co, a “triple bottom line” non-profit organization located in Bloomfield, New Jersey that provides investment capital and business development services to overseas clean energy entrepreneurs and other developing businesses.

Prior to working at E+Co, Jacki strengthened her knowledge about issues facing urban communities in New Jersey by serving as Director of Finance for the YMCA of Eastern Union County, where her financial oversight included utilizing Low Income Housing Tax Credits to structure development and construction of a new apartment complex. Her private sector background includes experience at AT&T, where she held numerous positions including District Manager, and as a Senior Auditor for Ernst & Young. Jacki earned her Bachelor of Science magna cum laude from Hampton University.

Mark Munley
Chief Investment Officer
mmunley<at>njclf.com
Ext. 215

Mr. Munley joined New Jersey Community Capital as its Chief Investment Officer in April 2012. As Chief Investment Officer, he serves as NJCC’s point person for the ReStart initiative and the other bulk purchase efforts that constitute the organization’s ground-breaking new anti-foreclosure programs. In addition, his responsibilities include overseeing NJCC’s investment efforts in the Community Asset Preservation Corporation, assisting the President and the NJCC team in developing key aspects of the organization’s strategic plan, identifying new capital resources, and structuring innovative programs and financial instruments that align with NJCC’s overall mission.

Mr. Munley possesses over 30 years of private and public sector experience in the fields of real estate development and urban planning. He has served on three separate occasions as the Director of the Department of Housing, Economic Development and Commerce for Jersey City. A State of New Jersey licensed Professional Planner, he has also managed his own urban planning firm. Mr. Munley holds an undergraduate degree in Urban Studies from Rutgers University and a master’s degree in City Planning from Harvard University’s Graduate School of Design.

Peter Grof
Deputy to the President
pgrof<at>njclf.com
Ext. 406

Mr. Grof joined New Jersey Community Capital in 2009 and serves as Deputy to the President. As Deputy, he provides essential support to the President by managing relationships with funders and partners; coordinating responses to external requests; and overseeing special projects.

Prior to joining NJCC, Mr. Grof spent time as both a Wachovia Bank/Department of Community Affairs Housing Scholar for the City of Newark and an AmeriCorps VISTA member working for the New Jersey Community Development Corporation. Mr. Grof holds a Bachelor of Arts in Political Science and a Master of Public Policy with a concentration in Community Development from Rutgers University.

David Bloomberg
Vice President, Portfolio Management & Compliance
dbloomberg<at>njclf.com
Ext. 107

Mr. Bloomberg joined New Jersey Community Capital in May 2009 and assumed the position of Vice President of Portfolio Management & Compliance in January 2011. In his current position, Mr. Bloomberg supports senior management and lending staff in the delivery of financial products and services to NJCC’s client base. His primary responsibility is the development and maintenance of NJCC’s loan policies and procedures. To ensure adherence to these policies and procedures, Mr. Bloomberg also monitors pre-closing lending activities, post-closing quality assurance and exception reporting, and portfolio monitoring and reporting.

Mr. Bloomberg brings to this position over 14 years of experience in the commercial banking sector and 20 years of entrepreneurial experience. His banking experience includes nine years in asset based lending, coupled with five years of commercial loan review and field examination experience. Mr. Bloomberg holds a Bachelor of Science in Accounting from Rider University. He also attended Commercial Lending School at the University of Oklahoma and received certification as an Asset Based Lending Field Examiner.

Jeffrey Crum
Director of Real Estate
jcrum<at>njclf.com
Ext. 501/331

Mr. Crum joined Community Asset Preservation Corporation in August 2011 as its Director of Real Estate. Mr. Crum oversees the implementation of CAPC’s neighborhood stabilization strategies, including the identification of scattered site housing opportunities; arrangement of bulk purchase property acquisitions; expansion of funding sources; establishment of cross-sector redevelopment partnerships; and analysis of exit strategies for acquired properties. Prior to joining CAPC, Mr. Crum was the Vice President of Real Estate at Real Estate Advisory and Development Services (now Build with Purpose), where he oversaw $50 million in community facilities development. Mr. Crum also served as Director of Real Estate for the New Jersey Community Development Corporation, where he managed site acquisitions, financing, municipal approvals, and construction oversight.

Mr. Crum holds a bachelor’s degree in Social Work from Catholic University of America and a Master of Public Policy from the Edward J. Bloustein School of Planning and Public Policy at Rutgers University. A member of the Leadership New Jersey Class of 2008, Mr. Crum is active with a number of community and religious organizations throughout New Jersey and New York, including Greater Brunswick Charter School where he is a member of the Board of Directors.

Jeff Yuen
Director of Resource Development
jyuen<at>njclf.com
Ext. 409

Mr. Yuen joined New Jersey Community Capital in October 2012 and was promoted to Director of Resource Development in August 2014. In this role, he supervises the development and execution of NJCC’s capitalization, communications, impact assessment and policy strategies.

Prior to joining NJCC, Mr. Yuen served as a research fellow at the National Community Land Trust Network, where he published research on non-residential applications of the land trust model. Mr. Yuen holds a master’s degree in Urban Planning with a concentration in Housing and Community Development from Columbia University and a Bachelor of Landscape Architecture from California Polytechnic State University in San Luis Obispo.

Howard Banker
Director of Housing Finance
hbanker<at>njclf.com
Ext. 341

Mr. Banker joined New Jersey Community Capital as Director of Housing Finance in April, 2014. As a member of senior management, Mr. Banker is primarily responsible to organize and implement single family mortgage banking platforms to counseled LMI borrowers using investment/partnership structures with mission aligned institutions.  Howard brings over 35 years of nonprofit lending and community development experience and most recently was the Executive Director of the Fair Mortgage Collaborative.

Mr. Banker has served national or state-based CDFI nonprofit intermediaries, loan counseling organizations and banks including: Opportunity Finance Network (EVP Lending); All AHEAD (Executive Director); Bank of NY Mortgage Company (Special Projects, NJ Mortgage License); Low Income Investment Fund (NY Director); Parodneck Foundation (COO, NY Mortgage License) and Neighborhood Housing Services of America (Dir., 1st Mortgage Lending & Investments).  Mr. Banker has served Ford Foundation; the U.S. Department of Energy; Energy Programs Consortium; Enterprise Foundation and others creating and supporting scaled lending programs to LMI families and nonprofit borrowers.  Howard holds an MS in Urban and Regional Planning from Pratt Institute in Brooklyn, NY and a BA in Medieval Studies from Fordham University in the Bronx, NY.

President

Wayne Meyer
President
wmeyer<at>njclf.com
Ext. 308/333

Mr. Meyer became President of New Jersey Community Capital in May 2009, after serving on its Board of Directors for the preceding two years. As President, Mr. Meyer provides leadership, establishes strategy, raises funds, and promotes and advocates for policy change on behalf of NJCC, its borrowers, and the residents of its target communities. Under his leadership, NJCC has experienced a period of tremendous growth. Key accomplishments include spearheading a new strategic vision for NJCC, including creating a more comprehensive approach to revitalizing whole neighborhoods; helping shape a new model of community development that leverages the bulk purchase of troubled mortgages and foreclosed properties; increasing capital under management; guiding NJCC to chartered membership in NeighborWorks America; and earning NJCC a CARS (CDFI Assessment and Rating System) rating.

An attorney and CPA, Mr. Meyer brings to his position over 20 years of private sector real estate experience. Prior to joining NJCC, Mr. Meyer spent nine years as the Housing Director of Housing and Neighborhood Development Services, Inc. (HANDS), where he was responsible for all of the organization’s real estate development and financing activities. While at HANDS, he led the formation of Operation Neighborhood Recovery and the bulk purchase of 47 nonperforming mortgages in distressed Essex County neighborhoods, an initiative that led to the creation and subsequent acquisition by NJCC of the Community Asset Preservation Corporation.

As a recognized leader in the community development industry, Mr. Meyer serves on numerous committees and panels focused on affordable housing, community stabilization, and community development, including NeighborWorks America’s Community Stabilization Advisory Committee, the JPMorgan Chase Community Advisory Board, and the Wells Fargo Community Advisory Board for the Southern New Jersey Market. Mr. Meyer holds a Juris Doctor from Seton Hall University School of Law and a Bachelor of Business Administration in Accounting from Siena College. He is a graduate of the Achieving Excellence in Community Development fellowship program at Harvard University’s John F. Kennedy School of Government and has studied urban planning at the graduate level at New York University.

Mark Munley
Chief Investment Officer
mmunley<at>njclf.com
Ext. 215

Mr. Munley joined New Jersey Community Capital as its Chief Investment Officer in April 2012. As Chief Investment Officer, he serves as NJCC’s point person for the ReStart initiative and the other bulk purchase efforts that constitute the organization’s ground-breaking new anti-foreclosure programs. In addition, his responsibilities include overseeing NJCC’s investment efforts in the Community Asset Preservation Corporation, assisting the President and the NJCC team in developing key aspects of the organization’s strategic plan, identifying new capital resources, and structuring innovative programs and financial instruments that align with NJCC’s overall mission.

Mr. Munley possesses over 30 years of private and public sector experience in the fields of real estate development and urban planning. He has served on three separate occasions as the Director of the Department of Housing, Economic Development and Commerce for Jersey City. A State of New Jersey licensed Professional Planner, he has also managed his own urban planning firm. Mr. Munley holds an undergraduate degree in Urban Studies from Rutgers University and a master’s degree in City Planning from Harvard University’s Graduate School of Design.

Peter Grof
Deputy to the President
pgrof<at>njclf.com
Ext. 406

Mr. Grof joined New Jersey Community Capital in 2009 and serves as Deputy to the President. As Deputy, he provides essential support to the President by managing relationships with funders and partners; coordinating responses to external requests; and overseeing special projects.

Prior to joining NJCC, Mr. Grof spent time as both a Wachovia Bank/Department of Community Affairs Housing Scholar for the City of Newark and an AmeriCorps VISTA member working for the New Jersey Community Development Corporation. Mr. Grof holds a Bachelor of Arts in Political Science and a Master of Public Policy with a concentration in Community Development from Rutgers University.

Diane Sterner
Community Strategies Advisor
dsterner<at>njclf.com
Ext. 210

Ms. Sterner joined New Jersey Community Capital in August, 2013 as Community Strategies Advisor. In this role she serves as a liaison between NJCC and local governments, community-based developers, and other local stakeholders. In doing so, Ms. Sterner is able to help devise successful revitalization strategies and approaches for local communities, and to help identify and access the resources needed to implement these strategies.

Prior to joining NJCC, Ms. Sterner served for 23 years as founding director of the Housing and Community Development Network of NJ. Over that time period, she built one of the strongest associations of community based development organizations in the country, enhancing the capacity of such organizations in New Jersey to create housing and economic opportunities and revitalize communities. As a James A. Johnson Fellow in 2006, Ms. Sterner also helped found the National Alliance of Community Economic Development Associations (NACEDA) as a voice for community development practitioners at the national level and as a vehicle for bringing together state and local CDC associations to support the field. Her contributions have immeasurably strengthened the community development sector in New Jersey and nationally, and helped bring about state-level policy reforms critical to urban and lower-income communities.

Kathy Catanzaro
Assistant to the President
kcatanzaro<at>njclf.com
Ext. 311

Ms. Catanzaro joined New Jersey Community Capital on a part-time basis in March of 2013 and became the Executive Assistant to the President in August 2013.  Her primary responsibility is the management of the President’s schedule. Working closely with Senior Staff, she also assists in the preparation of reports, flow of information, event planning and communications.

Ms. Catanzaro brings considerable experience to her position, having served as the Executive Assistant to the President and CEO of a major New Jersey contract packaging company. There, in addition to assisting the President, she was responsible for regulatory compliance.  i.e.  The research, implementation and review of  procedures  to ensure FDA approval. Prior positions include Director of Operations and Office Manager.

Ms. Catanzaro graduated cum laude from William Paterson University with a Bachelor of Arts in Education. She has an extensive history of community service, including Girl Scouts of America troop leader, Home and School Association Vice President, and Rettig’s Gymnastics Team Parent Organization Treasurer. She has also been a volunteer computer room teacher, library assistant and longtime volunteer to the Cystic Fibrosis Foundation of New Jersey and other charities which champion this cause.

Howard Banker
Director of Housing Finance
hbanker<at>njclf.com
Ext. 341

Mr. Banker joined New Jersey Community Capital as Director of Housing Finance in April, 2014. As a member of senior management, Mr. Banker is primarily responsible to organize and implement single family mortgage banking platforms to counseled LMI borrowers using investment/partnership structures with mission aligned institutions.  Howard brings over 35 years of nonprofit lending and community development experience and most recently was the Executive Director of the Fair Mortgage Collaborative.

Mr. Banker has served national or state-based CDFI nonprofit intermediaries, loan counseling organizations and banks including: Opportunity Finance Network (EVP Lending); All AHEAD (Executive Director); Bank of NY Mortgage Company (Special Projects, NJ Mortgage License); Low Income Investment Fund (NY Director); Parodneck Foundation (COO, NY Mortgage License) and Neighborhood Housing Services of America (Dir., 1st Mortgage Lending & Investments).  Mr. Banker has served Ford Foundation; the U.S. Department of Energy; Energy Programs Consortium; Enterprise Foundation and others creating and supporting scaled lending programs to LMI families and nonprofit borrowers.  Howard holds an MS in Urban and Regional Planning from Pratt Institute in Brooklyn, NY and a BA in Medieval Studies from Fordham University in the Bronx, NY.

Housing Finance

Howard Banker
Director of Housing Finance
hbanker<at>njclf.com
Ext. 341

Mr. Banker joined New Jersey Community Capital as Director of Housing Finance in April, 2014. As a member of senior management, Mr. Banker is primarily responsible to organize and implement single family mortgage banking platforms to counseled LMI borrowers using investment/partnership structures with mission aligned institutions.  Howard brings over 35 years of nonprofit lending and community development experience and most recently was the Executive Director of the Fair Mortgage Collaborative.

Mr. Banker has served national or state-based CDFI nonprofit intermediaries, loan counseling organizations and banks including: Opportunity Finance Network (EVP Lending); All AHEAD (Executive Director); Bank of NY Mortgage Company (Special Projects, NJ Mortgage License); Low Income Investment Fund (NY Director); Parodneck Foundation (COO, NY Mortgage License) and Neighborhood Housing Services of America (Dir., 1st Mortgage Lending & Investments).  Mr. Banker has served Ford Foundation; the U.S. Department of Energy; Energy Programs Consortium; Enterprise Foundation and others creating and supporting scaled lending programs to LMI families and nonprofit borrowers.  Howard holds an MS in Urban and Regional Planning from Pratt Institute in Brooklyn, NY and a BA in Medieval Studies from Fordham University in the Bronx, NY.

Patrick Clark
Mortgage Finance Fellow
pclark<at>njclf.com
Ext. 344

Mr. Clark joined NJCC as a Mortgage Finance Fellow in February 2015. Patrick is responsible for implementing and expanding NJCC’s Mortgage Platform initiative in collaboration with the Director of Housing Finance. The program aims to increase sustainable homeownership opportunities for low-and-moderate income households.

Prior to joining NJCC, Patrick served as a Planning & Community Development Specialist for the City of Joplin, Missouri where he supported the city's disaster recovery efforts. Patrick developed long-term recovery plans in addition to managing and administering various community planning and development programs. Patrick holds a Bachelor of Arts degree in Urban and Regional Planning from the University of Illinois at Urbana-Champaign and is currently pursuing a Master of City & Regional Planning and a Master of Public Policy at the Edward J. Bloustein School of Planning and Public Policy at Rutgers University. He also currently serves as the President of Rutger's Association of Planning and Public Policy Students.

GFI

Colleen Otremsky
Program Manager
cotremsky<at>njclf.com
Ext. 212

Ms. Otremsky joined NJCC as Sandy Recovery Fellow in September 2014 and became GFI Program Manager in May 2015. In this role, she oversees the administration of the Gap Funding Initiative (GFI), a $15 million grant program created to assist New Jersey families participating in the State of New Jersey’s Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) Program in rebuilding homes that were damaged or destroyed by Superstorm Sandy. She is also responsible for facilitating all aspects of program management from application review and eligibility determination to award disbursement and construction completion.

Previously, Ms. Otremsky was an Education Support Specialist at the New Jersey Department of Children and Families Office of Adolescent Services.  In this role, she oversaw the implementation of federally and state-funded post-secondary education scholarship programs for youth aging-out of foster care or experiencing homelessness.  Additionally, she supported various departmental initiatives focused on improving the outcomes of adolescents and young adults served by the Department.  Ms. Otremsky has a BS in public health from Rutgers University and will graduate with a Master of City and Regional Planning degree from the Edward J. Bloustein School of Planning and Public Policy at Rutgers University in May 2015. 

James DiGenno
GFI Fellow
jdigenno<at>njclf.com

Mr. DiGenno joined NJCC as a Sandy Recovery Fellow in June 2015. In this role, he assists in the administration of the Gap Funding Initiative (GFI), a $15 million grant program created to assist New Jersey families participating in the State of New Jersey’s Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) Program in rebuilding homes that were damaged or destroyed by Superstorm Sandy.

Mr. GiGenno previously worked as an Intake Analyst for ReNew Jersey Stronger, where he assisted Sandy-affected homeowners applying for the $600 million RREM and $180 million Resettlement grant programs. He received his Bachelor of Arts in Planning and Public Policy from Rutgers University in May 2015 and is currently pursuing a Master of Public Policy from the Edward J. Bloustein School of Planning and Public Policy at Rutgers.  

Sarah DeGiorgis
GFI Fellow
sdegiorgis<at>njclf.com

Ms. DeGiorgis joined NJCC in May 2015 as a GFI fellow. In this role, she assists in the administration of the Gap Funding Initiative (GFI), a $15 million grant program created to assist New Jersey families participating in the State of New Jersey’s Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) Program in rebuilding homes that were damaged or destroyed by Superstorm Sandy. 

Ms. DeGiorgis holds a B.A. in English from Oberlin College and has a background in writing and journalism. Sarah has written a series of articles on being a first-time home buyer in Philadelphia. She is currently pursuing a Master of City and Regional Planning degree at the Edward J. Bloustein School of Planning and Public Policy at Rutgers University.

Lending

Marie Mascherin
Chief Lending Officer
mmascherin<at>njclf.com
Ext. 209

After serving on its Board of Directors for nine years, Ms. Mascherin joined New Jersey Community Capital as Chief Lending Officer in November 2008. As Chief Lending Officer, Ms. Mascherin is responsible for managing, developing, maintaining, and administering all of NJCC’s loan and investment programs and lending strategies. Her primary duties include managing production goals, new product development, borrower relationships, budgeting, portfolio performance, and problem loans. Ms. Mascherin brings to this position over 25 years of commercial banking and real estate mortgage lending experience, including seven years as Vice President of FHA lending at Capmark Finance Inc. (formerly GMAC Commercial Mortgage), where she was responsible for management of the regional loan production office specializing in FHA-insured multifamily and senior housing lending. Other prior experience includes executive vice president positions at both DVI Mortgage Funding, Inc. and Quaker Capital, L.P.

Ms. Mascherin is a Leadership New Jersey Fellow; a member of the New Jersey Advisory Board for Community Reinvestment Fund; a member of Opportunity Finance Network’s Market Conditions Committee; the current Chair of the American Repertory Ballet/Princeton Ballet School’s Board of Directors; and a founding board member and former Treasurer of the Eastern Lenders Association. A New Jersey Real Estate Licensed Agent, Ms. Mascherin holds a Master of Business Administration from New York University’s Stern School of Business and a Bachelor of Science in Finance from Seton Hall University.

Joseph Palazzolo
Lending Team Leader, Education & Early Care
jpalazzolo<at>njclf.com
Ext. 202

Mr. Palazzolo joined New Jersey Community Capital in August 2006 as a Lending Officer and was promoted to Lending Team Leader for Education & Early Care in the fall of 2011. Responsible for NJCC’s lending in the education and early care sectors, Mr. Palazzolo’s primary duties include generating new business development in his target sectors, performing on-going relationship management, underwriting and closing loans, and managing an $8 million grant devoted to credit enhancing charter school transactions.

Mr. Palazzolo brings to this position construction management experienced gained during his tenure at a nonprofit redevelopment agency and an undeniable passion for expanding educational opportunities. In addition to his duties at NJCC, Mr. Palazzolo is an Adjunct Professor at Monmouth University’s Leon Hess Business School and an Online Instructor at Thomas Edison State College’s School of Business and Management. He also serves on the boards of several local and national nonprofit organizations. Mr. Palazzolo holds a Master of Arts in Public Policy from Rutgers University, as well as a Bachelor of Arts in English, a Graduate Certificate as a Public Relations Specialist, and a Post-Master's Certificate in Curriculum Studies from Monmouth University.

Leah Apgar
Lending Team Leader, Housing & Healthy Communities
lapgar<at>njclf.com
Ext. 302

Ms. Apgar joined New Jersey Community Capital in June 2006 as a Wachovia Bank/Department of Community Affairs Housing Scholar and was hired as a Lending Officer in June 2007. Having been promoted to Lending Team Leader for Housing & Healthy Communities in the fall of 2011, Ms. Apgar is now responsible for NJCC’s lending in the housing and healthy communities sectors. Her primary duties include new business development in her target sectors, performing on-going relationship management, and loan underwriting.

A Leadership New Jersey Fellow, Ms. Apgar was recognized for her contributions to the community development field in 2011 when she was selected as “Young Professional of the Year” by New Jersey’s Young Community Development Professional Association. Ms. Apgar holds bachelor’s degrees in Political Science, Economics, and Psychology from the University of Pittsburgh and a master’s degree in Public Policy with a concentration in Community and Economic Development from Rutgers University.

Daniel Arndt
Lending Team Leader, Economic Development
darndt<at>njclf.com
Ext. 405

Mr. Arndt has been a lending officer at New Jersey Community Capital since 2009 and works in all areas of NJCC’s lending activities but focuses in particular on NJCC’s small business lending through the “BCDC Newark Fund”, the New Markets Tax Credit program and more recently REBUILD New Jersey, NJCC’s Sandy relief loan program for small businesses. Prior to his current position, Mr. Arndt contributed to NJCC’s mission through his work as research associate focusing on a variety of tasks including research on the current challenges for community development organizations.

Mr. Arndt holds a Master in Public Affairs and Politics with a focus on community economic development from the Bloustein School of Planning and Public Policy at Rutgers University and a Master in Public Administrative Sciences from the University of Konstanz in Germany.

Katherine Plotnick
Loan Underwriter
kplotnick<at>njclf.com
Ext. 315

Katherine Plotnick joined New Jersey Community Capital as a Loan Underwriter in August 2014. In this position, she is responsible for underwriting loan requests, analyzing portfolio performance, and supporting the lending department’s activities. Prior to joining NJCC, Ms. Plotnick worked for five years in the fields of community development and youth development in New Jersey, New York City, and La Paz, Bolivia. She also served as a Peace Corps Volunteer in El Salvador. She holds a Bachelor of Arts in English from Harvard University and a Master of City and Regional Planning from Rutgers’ Bloustein School of Planning and Public Policy.

Lev Gedrich
Lending Fellow
lgedrich<at>njclf.com

Mr. Gedrich joined NJCC as a Lending Fellow in June 2015. In this position, he will assist in underwriting for the Annual Portfolio Review Report, work with the Chief Lending Officer on loan requests, and accompany the lending staff on client meetings and site inspections. 

Mr. Gedrich is a rising Sophomore at NYU’s Leonard N. Stern School of Business.

Finance

Jacki Robinson
Chief Financial Officer
jrobinson<at>njclf.com
Ext. 213

Ms. Robinson joined New Jersey Community Capital as Chief Financial Officer in August 2012. In this position, Ms. Robinson is a key member of the leadership team, responsible for the financial stewardship of the organization as well as with providing the President with strategic guidance. With more than two decades of experience as a Certified Public Accountant, Jacki brings to NJCC a very strong financial background. Most recently, Jacki served for more than six years as CFO and Portfolio Manager at E+Co, a “triple bottom line” non-profit organization located in Bloomfield, New Jersey that provides investment capital and business development services to overseas clean energy entrepreneurs and other developing businesses.

Prior to working at E+Co, Jacki strengthened her knowledge about issues facing urban communities in New Jersey by serving as Director of Finance for the YMCA of Eastern Union County, where her financial oversight included utilizing Low Income Housing Tax Credits to structure development and construction of a new apartment complex. Her private sector background includes experience at AT&T, where she held numerous positions including District Manager, and as a Senior Auditor for Ernst & Young. Jacki earned her Bachelor of Science magna cum laude from Hampton University.

Norman Melofsky
Controller
nmelofsky<at>njclf.com
Ext. 110

Mr. Melofsky joined New Jersey Community Capital in December 2009 as its Accounting Manager. In this capacity, Mr. Melofsky’s primary responsibilities will be assisting the CFO and the Fiscal & Risk Management Team in implementing the organization’s fiscal plans, ensuring the integrity of financial reports and other data and using financial resources efficiently. Additionally, Mr. Melofsky will provide assistance in the areas of treasury operations, financial controls, regulatory reporting, risk management, capitalization and strategic planning.

Mr. Melofsky has over 35 years of accounting experience, including over 20 years as a corporate controller and has an extensive background both in the private and public sectors. His skills include financial reporting, establishing and implementing internal control procedures, budgeting and forecasting, treasury operations and taxes. Mr. Melofsky holds a Bachelor of Science Degree in Accounting from Queens College of the City University of New York. Additionally, he is a Certified Public Accountant licensed in New Jersey and New York.

Yet Malixi
Assistant Controller
mmalixi<at>njclf.com
Ext. 113

Mr. Malixi joined New Jersey Community Capital in October 2013 as Assistant Controller.  His primary responsibilities are to assist the Controller on the timely and accurate monthly closing of corporate financial books and on the preparation of related financial statements and reports.

Prior to joining NJCC, Mr. Malixi served as the Controller of the Center for Reproductive Rights, where he was responsible for the proper recording and reporting of the Center’s financials.  Mr. Malixi also served as the Reporting and Analysis Manager for the Brooklyn Academy of Music.  Mr. Malixi holds a Bachelor of Science in Mechanical Engineering from the University of the Philippines, and a Masters in Business Management from the Asian Institute of Management.

Juanita Marshall
Accounts Receivable and Financial Reporting Coordinator
jmarshall<at>njclf.com
Ext. 103

Ms. Marshall joined New Jersey Community Capital in September 1998 as an Administrative Support Specialist. Ms. Marshall was previously employed with Wachovia Bank as a teller supervisor and a Customer Service Representative. She also worked for the New Jersey Department of Military and Veterans Affairs as an Administrative Assistant.

Ms. Marshall is currently working to complete an Associates Degree at Mercer County Community College.

Jane Shoemaker
Executive Coordinator
jshoemaker<at>njclf.com
Ext. 104

Ms. Shoemaker joined New Jersey Community Capital in April 2000 as an Administrative Assistant. Currently Ms. Shoemaker is responsible for the central coordination of New Jersey Community Capital’s internal resources as well as assisting in developing external partner relationships. Ms. Shoemaker also is responsible for managing and coordinating the organization’s relations with its Board of Directors.

Priti Shah
Accounts Payable Assistant
pshah<at>njclf.com
Ext. 112

Compliance

David Bloomberg
Vice President, Portfolio Management & Compliance
dbloomberg<at>njclf.com
Ext. 107

Mr. Bloomberg joined New Jersey Community Capital in May 2009 and assumed the position of Vice President of Portfolio Management & Compliance in January 2011. In his current position, Mr. Bloomberg supports senior management and lending staff in the delivery of financial products and services to NJCC’s client base. His primary responsibility is the development and maintenance of NJCC’s loan policies and procedures. To ensure adherence to these policies and procedures, Mr. Bloomberg also monitors pre-closing lending activities, post-closing quality assurance and exception reporting, and portfolio monitoring and reporting.

Mr. Bloomberg brings to this position over 14 years of experience in the commercial banking sector and 20 years of entrepreneurial experience. His banking experience includes nine years in asset based lending, coupled with five years of commercial loan review and field examination experience. Mr. Bloomberg holds a Bachelor of Science in Accounting from Rider University. He also attended Commercial Lending School at the University of Oklahoma and received certification as an Asset Based Lending Field Examiner.

Jacqueline Baranowski
Loan Servicing Officer
jbaranowski<at>njclf.com
Ext. 204

After volunteering for New Jersey Community for several years, Ms. Baranowski joined the staff as an Administrative Specialist in August 1998 where she assisted in both the lending and financial divisions of the organization. After assuming the position as Portfolio Coordinator in 2000, Ms. Baranowski used her experience to design a more efficient billing and loan tracking system. As the loan portfolio continued to expand, she oversaw the seamless conversion to a commercially prepared software system.

Now as Loan Servicing Officer, Ms. Baranowski continues to oversee the portfolio system, designs and implement new reports and assists in arranging the fiscal activity between the lending and financial divisions. Previously, Ms. Baranowski was employed by a commercial bank as a teller supervisor and personal banker where she was responsible for branch compliance and customer service. Ms. Baranowski holds a Bachelor of Arts degree in Geography from the College of New Jersey.

Katie Vail
Portfolio Analyst
kvail<at>njclf.com
Ext. 207

Ms. Vail joined NJCC as a Fellow in June 2013, and became a Portfolio Analyst in July 2014. In this position, she oversees and coordinates the ongoing reporting and compliance activities of NJCC’s New Market Tax Credit investments and its Participant Loan Portfolio. During her year-long fellowship, Ms. Vail managed NJCC’s CARS rating process, assisted with portfolio management for the ReStart foreclosure mitigation program, and supported various Resource Development projects.

Previously, Ms. Vail conducted housing finance research with the Ralph W. Voorhees Center for Civic Engagement at Rutgers University. Before coming to New Jersey, she spent five years in Chicago as program manager at Archeworks, an organization promoting community-based design solutions for urban neighborhoods. She received a Master of City and Regional Planning degree from Rutgers’ Bloustein School in May 2014, and has a BA in architecture from Washington University in St. Louis.

Lisa Amoroso-Pinto
Loan Servicing Processor
lpinto<at>njclf.com
Ext. 208

Ms. Pinto joined NJCC as a Loan Servicing Processor in April 2014, where she assists both lending and the finance departments of the organization.  Ms. Pinto brings over 33 years of banking experience, mainly concentrated in the branching systems of large commercial banks. Her vast experience specializes in customer service and all phases of loan servicing.

Ms. Pinto earned an Associate’s Degree in Accounting/ Business from Kingsborough Community College, Brooklyn, NY.

Resource Development

Jeff Yuen
Director of Resource Development
jyuen<at>njclf.com
Ext. 409

Mr. Yuen joined New Jersey Community Capital in October 2012 and was promoted to Director of Resource Development in August 2014. In this role, he supervises the development and execution of NJCC’s capitalization, communications, impact assessment and policy strategies.

Prior to joining NJCC, Mr. Yuen served as a research fellow at the National Community Land Trust Network, where he published research on non-residential applications of the land trust model. Mr. Yuen holds a master’s degree in Urban Planning with a concentration in Housing and Community Development from Columbia University and a Bachelor of Landscape Architecture from California Polytechnic State University in San Luis Obispo.

Doris Harris
Manager, Investor Relations
dharris<at>njclf.com
Ext. 102

Ms. Harris handles the development, implementation and maintenance of the organization’s internal and external communication strategy, publicizes the positive change taking place within the communities served by New Jersey Community Capital, develops marketing collateral to promote brand identity, improves the visibility of organization, and keeps stakeholders aware of the organization’s activities.

Ms. Harris is currently responsible for many facets of the organization’s fundraising, as well as relationship management responsibilities with funders. Ms. Harris is also responsible for managing the organization’s information technology systems. Ms. Harris was hired in June 1997 and holds a Bachelor of Fine Arts Degree in Architectural Design from the California College of the Arts.

Teri Noll
Impact Assessment Coordinator
tnoll@njclf.com
Ext. 407

Ms. Noll joined NJCC as Impact Assessment Coordinator in November 2014. She is responsible ensuring effective evaluation and reporting of outputs, outcomes and impacts related to NJCC’s lending activities and community revitalization strategies.

Prior to joining NJCC, Ms. Noll worked in business consulting and held research positions related to microfinance, impact investing, and social entrepreneurship. Ms. Noll holds a Bachelor of Science in Business Administration from Wagner College and a Master of Business Administration (MBA) from the Kogod School of Business at American University.

Deanna Moran
Resource Development Fellow
dmoran<at>njclf.com
Ext. 219

Ms. Moran joined New Jersey Community Capital as a Resource Development Fellow in October 2013. She currently serves as a program officer for the Gap Funding Initiative and is responsible for various administrative and reporting duties related to application processing and award granting. Her other duties include managing and tracking reporting requirements for NJCC and assisting in the preparation of communication materials including a booklet showcasing NJCC investments in Newark.

Prior to joining NJCC, Ms. Moran served as a communications intern at the University at Buffalo Center for Urban Studies where she worked on a revitalization plan for the Commodore Perry Neighborhood, one of the select projects of the Department of Housing and Urban Development Choice Neighborhood program. Ms. Moran holds a Bachelor of Arts in Environmental Design from the University at Buffalo and is currently working towards Masters’ degrees in Public Policy and City and Regional Planning, with a concentration in Community Development, at the Edward J. Bloustein School of Planning and Public Policy at Rutgers University. 

CAPC

Jeffrey Crum
Director of Real Estate
jcrum<at>njclf.com
Ext. 501/331

Mr. Crum joined Community Asset Preservation Corporation in August 2011 as its Director of Real Estate. Mr. Crum oversees the implementation of CAPC’s neighborhood stabilization strategies, including the identification of scattered site housing opportunities; arrangement of bulk purchase property acquisitions; expansion of funding sources; establishment of cross-sector redevelopment partnerships; and analysis of exit strategies for acquired properties. Prior to joining CAPC, Mr. Crum was the Vice President of Real Estate at Real Estate Advisory and Development Services (now Build with Purpose), where he oversaw $50 million in community facilities development. Mr. Crum also served as Director of Real Estate for the New Jersey Community Development Corporation, where he managed site acquisitions, financing, municipal approvals, and construction oversight.

Mr. Crum holds a bachelor’s degree in Social Work from Catholic University of America and a Master of Public Policy from the Edward J. Bloustein School of Planning and Public Policy at Rutgers University. A member of the Leadership New Jersey Class of 2008, Mr. Crum is active with a number of community and religious organizations throughout New Jersey and New York, including Greater Brunswick Charter School where he is a member of the Board of Directors.

Chris Giametta
Director of Construction
cgiametta<at>njclf.com
Ext. 334

Mr. Giametta joined CAPC as the Director of Construction Services in January of 2014.  In this position, Mr. Giametta manages the Construction Development process from pre-acquisition to completion as CAPC continues to provide quality affordable homes to the communities it serves.  

Mr. Giametta joins NJCC with over 20 years of Construction and Managerial experience.  He previously worked for six years as Chief Operations Officer at Vision General Construction, where he oversaw the day to day operations, business development, and project oversight for commercial and affordable housing projects.  Prior to that, he worked for 10 years as Director of Administrative Services at Spectrum for Living, a non-profit organization providing services to the Developmentally Disabled population. Mr. Giametta has his Bachelors of Science in Business Administration/Management and volunteers with local charities in his extra time.     

Dani Rosen
Manager, CAPC Community Outreach & Development
drosen<at>njclf.com
Ext. 332

Ms. Rosen joined CAPC as a Fellow in February 2013 and was hired as CAPC’s Community Outreach & Development Manager in August 2013. In this role, Ms. Rosen manages grant applications, community outreach, and relationships with partner nonprofit organizations.

Ms. Rosen recently completed her Master’s in Urban Planning with a focus in Housing and Economic Development at the NYU Wagner School of Public Service. Before starting graduate school, she worked as a Development Associate through the AmeriCorps VISTA program. Ms. Rosen was placed at Hudson County Court Appointed Special Advocates, a nonprofit organization that trains community volunteers to act as legal advocates for children in foster care. She holds a B.A. in Human Development & Public Policy from Boston College. Ms. Rosen’s areas of interest include affordable housing development and community revitalization.

Nicholas DiRago
Homebuyer Coordinator
ndirago<at>njclf.com
Ext. 342

Mr. DiRago joined CAPC as Homebuyer Coordinator in August 2014. His responsibilities include performing direct outreach with neighborhood associations and community groups, working in a one-on-one preparatory capacity with prospective homebuyers and tenants, assisting CAPC staff with mortgage modifications, and collecting and managing data on homeowners and tenants.

Mr. DiRago graduated with honors from Georgetown University in May 2014. While in Washington, DC, he worked in community organizing at Organizing Neighborhood Equity (ONE DC) and at the Restaurant Opportunities Center of Washington, DC (ROC-DC). He served as a legislative intern in the office of Senator Bob Menendez and spent two summers performing outreach to migrant farmworkers at Southern Jersey Family Medical Centers in Hammonton, NJ.

Mr. DiRago is employed at CAPC through the Jesuit Volunteer Corps, which supports organizations that provide direct service to people who are poor and marginalized by placing individuals at schools, nonprofits, and other sites around the world.

Jordain Gourdet
CAPC Fellow
jgourdet<at>njclf.com

Mr. Gourdet joined CAPC as a Fellow in June 2015. Jordain is responsible for assisting with teh evaluation of housing construction cost to identify homeownership opportunities for low-and-moderate income families.

Prior to joining CAPC, Mr. Gourdet served as a student assistant at Rutgers University’s Career Development Center where he aided with the management of statistical data to document departmental performance, and also helped manage departmental income and expenditures. Mr. Gourdet is a rising Senior at Rutgers Business School, majoring in Finance.

ReStart

Cara Purcell
Program Manager
cpurcell<at>njclf.com
Ext. 408

Ms. Purcell joined New Jersey Community Capital in June 2010 as a Wachovia Bank/Department of Community Affairs Housing Scholar and was hired as an Associate in May 2011. Having accepted a Lending Officer position in May 2012, Ms. Purcell is now responsible for managing the organization’s Camden POWER Fund. In this capacity, her duties include originating and underwriting program loans, marketing the program, and managing compliance and reporting requirements. Ms. Purcell also provides underwriting support to the Lending Team Leaders and assists with grant and investment proposal writing.

Prior to joining NJCC, Ms. Purcell worked in the public sector as a land use planner and held research positions related to energy efficiency and conservation, foreclosure, and privatization of public services. Ms. Purcell holds a Bachelor of Science in Community and Regional Planning from Temple University and a Master of City and Regional Planning with a concentration in Urban and Community Development from the Edward J. Bloustein School of Planning and Public Policy at Rutgers University.

Tadeo Jonson
Underwriting Manager
tjonson<at>njclf.com
Ext. 217

Mr. Asojano Jonson joined New Jersey Community Capital in June 2013 as Assistant Director of Housing Programs. His primary responsibilities include training and technical assistance for contracted mortgage sustainability specialists. Mr. Asojano Jonson brings to this position 9 years of Mortgage counseling and homeowner financial education experience.

Prior to joining NJCC, Mr. Asojano Jonson was the Lender Servicer Relations Program Manager at the Center for New York City Neighborhoods, where he implemented and managed the statewide Escalations Program. Mr. Asojano Jonson has a strong underwriting and loss mitigation background with experience in financial literacy and debt management counseling. Mr. Asojano Jonson Holds a Bachelor of Arts from Hamilton College.  

Chenille Gumbs
ReStart Management Analyst
cgumbs<at>njclf.com
Ext. 108

Ms. Gumbs joined New Jersey Community Capital as a Fellow in 2013.  With NJCC’s ReStart program, she helped manage the mitigation process of mortgage loans in foreclosure, research, and apply for funding to help more homeowners save their homes.  Currently, she is assisting with the preparation of our organization’s evaluation as a CDFI to improve our flexibility, lengthen our giving arms, and improve upon our efforts in the community.  

Prior to Ms. Gumbs work at NJCC, she worked in several dimensions of public service including neighborhood revitalization, youth engagement, and environmental awareness.  Additionally, she was a representative for a mortgage servicing agency which gave her insight on community issues as they relate to homeownership.  Nearing the end of her graduate studies in City and Regional Planning, she looks forward to being a part of regional development projects in the U.S. and overseas, and believe her experiences at NJCC have been preparing her for such work.

Randy Nuñez
ReStart Fellow
rnunez<at>njclf.com
Ext. 217

Mr. Nuñez joined NJCC as a Summer ReStart Fellow in June 2014. He works with the Housing Programs Staff to assist with data input and analysis.

He is currently a Junior at New York University’s Tisch School of the Arts fulfilling a major in Drama with a duo minor in Phycology and Spanish. At NYU, he works at the Jerome Coles Sports Center.