New Jersey Community Capital prides itself on continuously developing new models and innovative financial solutions that expand investment, create housing, support quality education and provide economic opportunities that are sustainable in New Jersey’s underserved communities.  We understand that our work must be the seed that helps these areas of the state grow and achieve their potential. Our efforts have to be lasting.  That is why we provide critical technical assistance, consulting services and support on top of the dollars we invest in all of our projects.

New Jersey Community Capital provides financing to organizations and communities that have compelling needs, but are unable to afford or do not have adequate access to capital from conventional sources. It works with high impact customers and partners to transform at risk communities through strategic investment of capital and knowledge across New Jersey.

Financing
New Jersey Community Capital is a financial intermediary that provides investment and intellectual capital in community development initiatives that benefit low-income individuals and communities. Developers, business owners and residents in many areas of New Jersey have been locked in financial stagnation because they lack adequate access to credit that would promote economic growth and stability. New Jersey Community Capital works to reverse this trend by providing financial assistance to results-oriented, socially responsible organizations that may not meet the lending criteria of traditional banks. We give these high-impact agencies the capital and guidance they need to make positive changes in underserved communities throughout New Jersey.

New Jersey Community Capital offers innovative financial solutions, such as loans and equity, that are broader than those of conventional banking institutions to create affordable housing, quality schools and economic opportunities in New Jersey’s most fragile communities. We operate two revolving loan portfolios—Community Loan Fund and Lending Partners—to finance these high impact projects that spur economic growth and prosperity in neighborhoods across the state. We also manage the Charter Fund, which offers credit enhanced leases, loans and investments made on behalf of charter school facilities. In addition, we serve as the largest shareholder of University Ventures, a small business investment company that provides capital to entrepreneurs in economically disadvantaged areas of New Jersey.

As the financial and housing environments continue to evolve in N.J., New Jersey Community Capital strives to develop new products to meet its clients’ financing needs that will create wealth and well being across the state. Our deep understanding of the community development sector and vast experience working with related organizations provides our partners with the confidence in our ability to maximize the impact of their resources. We are prudent in our actions and have the knowledge to invest capital where it is needed most and where it can best transform lives and rebuild neighborhoods. That is why we are proud to be the provider of choice for any organization involved in community development in New Jersey.