New Jersey Community Capital is a nonprofit community development financial institution that provides innovative financing and technical assistance to foster the creation of quality homes, educational facilities, and employment opportunities in underserved communities of New Jersey.


We take a comprehensive and holistic approach to transforming underserved communities and support the preservation and development of affordable housing and sustainable community development ventures that increase jobs, improve education, and strengthen neighborhoods to ensure that communities can thrive. By investing in financially sound, socially-motivated projects that are often unable to access capital from conventional sources, we improve social outcomes while providing a reliable financial return to our investors.

New Jersey Community Capital has become a leading innovator of strategies to propel foreclosure crisis recovery, including the large-scale acquisition and rehabilitation of abandoned properties and the bulk-purchase and modification of large pools of nonperforming mortgages.  We provide portfolio management, financial training, research sponsorship, and policy advocacy in order to advance community development in New Jersey.




Financial Strength

  • Financial Capacity:  Over $630 million invested in New Jersey communities.

  • Sound Investment:  NJCC has a 100% repayment rate over 32 years.

  • Innovation:  NJCC is a foremost pioneer of neighborhood stabilization strategies.

Social Impact

  • Community Outcomes:  We've financed homes, schools, small businesses, and jobs targeting underserved communities.
  • Impact Assessment:  We evaluate its programs to inform its evolving strategies.
  • Strong Partnership:  We offer guidance and flexibility to help its borrowers succeed.