New Jersey Community Capital is a nonprofit community development financial institution that provides innovative financing and technical assistance to foster the creation of quality homes, educational facilities, and employment opportunities in underserved communities of New Jersey.

By investing in financially sound, socially-motivated projects that are often unable to access capital from conventional sources, we improve social outcomes while providing a reliable financial return to our investors. In recent years, we have become a leading innovator of strategies to propel the recovery from the foreclosure crisis, including the large-scale acquisition and rehabilitation of abandoned properties and the bulk-purchase and modification of large pools of nonperforming mortgages.  We provide portfolio management, financial training, research sponsorship, and policy advocacy in order to advance community development in New Jersey.

Financial Strength

  • Financial Capacity:  NJCC manages over $452 million in total capital.

  • Sound Investment:  NJCC has a 100% repayment rate over 29 years.

  • Innovation:  NJCC is a foremost pioneer of neighborhood stabilization strategies.

Social Impact

  • Community Outcomes:  NJCC has financed homes, schools, and jobs targeting low-income communities.
  • Impact Assessment:  NJCC evaluates its programs to inform its evolving strategies.
  • Strong Partnership:  NJCC offers guidance and flexibility to help its borrowers succeed.