Impact
Since 1987, we’ve invested over $760 million in loans and investments to leverage over $2.5 billion and connect more than 120,000 people in underserved New Jersey communities and neighborhoods to capital and resources needed to grow and thrive.
As community builders, we strive to allocate capital, resources and strategies in ways that benefit the underserved and build healthy communities. We have consistently analyzed the social and economic impact of our lending activities by monitoring and measuring the ways we are creating healthier, more inclusive and equitable neighborhoods.
Impact at a Glance
120,000+
people served
30,800+
education seats created and retained
$2 Billion+
total development costs
9.9+ Million
square feet of commercial and community space
8,449
child care seats created and retained
11,443
housing units created and retained
18,881
jobs created and retained
Mapping Our Impact
Explore the map to view the impact of our work across New Jersey and beyond.
Ascension Capital Partners
A graduate of the CAPC training program and Black-owned real estate developer is utilizing NJCC financing to develop high-quality affordable rental homes.
Read MoreCumberland County College Arts and Innovation Center
Through THRIVE South Jersey, New Jersey Community Capital provided Millville Urban Redevelopment Corporation, the lead developer, $6.9 million in New Market Tax Credits to finance the new Cumberland County College Arts and Innovation Center.
Read MorePolaris American
After receiving a $500,000 acquisition and construction revolving line of credit from New Jersey Community Capital, William (Bill) was able to initially purchase two vacant, scattered-site properties in his hometown to rehabilitate and renovate into quality affordable housing units.
Read More1911 Smoke House Barbeque
Thanks to a $20,000 loan awarded through the Trenton Small Business Emergency Loan Program during COVID-19, Maurice was able to quickly pivot his business and begin serving affordable family-style meals to customers.
Read MoreSecond Street Youth Center
An $8.8 million New Markets Tax Credit allocation helped Second Street Youth Center open a new state-of-the-art educational facility, offering children a safe and nurturing space to grow and learn.
Read MoreDJ’s Delights
Equipped with financing from New Jersey Community Capital's REBUILD disaster recovery program, DJ’s Delights was able to replenish its supplies and continue serving its loyal customers.
Read MoreUnity Charter School
Unity Charter School has been recognized for its academic performance and it eco-conscious curriculum, but had quickly outgrown its building. Through a credit enhancement, NJCC provided the charter school with the financial backing it needed to secure a lease and remodel a new building for learning.
Read MoreFamily Village
Equipped with nearly $16 million in capital from a cohort of dedicated community institutions and partners, Family Village will rehabilitate more than fifty abandoned scattered-site properties into more than one-hundred safe and healthy affordable homes.
Read MoreUnity Charter School
Unity Charter School has been recognized for its academic performance and it eco-conscious curriculum, but had quickly outgrown its building. Through a credit enhancement, NJCC provided the charter school with the financial backing it needed to secure a lease and remodel a new building for learning.
Read MorePaterson Habitat for Humanity
A $5.2 million New Markets Tax Credit allocation for the construction of 12-14 single-family homes, part of a larger neighborhood plan to preserve affordable homeownership opportunities.