Skip Navigation


As a statewide community development financial institution at the intersection of comprehensive community development and finance, we see firsthand the importance of a holistic, community-led approach to neighborhood building and economic development. It’s our responsibility to bridge the gap between inequity and opportunity in every community we serve. No solution is impractical when we choose to invest in healthy places and healthy opportunities.

 Investing in the Building Blocks of Community

Affordable Housing

We know that housing is an essential component of the health and livability of a community. Whether through our comprehensive healthy homes and community health initiatives with partners like RWJBarnabas Health or the Affordable Homeownership Mortgage Program, Address Yourself ™, NJCC works to improve housing and health in our communities because we believe these are both linchpins in the creation of equitable neighborhoods.

Learn More


Education lays the foundation for opportunity. As New Jersey’s leading charter school lender, NJCC creates hundreds of learning opportunities each year.

Learn More

Early Child Care

For over 35 years, NJCC has provided financing for early child care centers and facilities, providing high-quality early learning experiences and a head start for thousands of young children ready to learn.

Learn More

Economic Development

NJCC finances both small businesses and large economic development projects, creating and preserving thousands of jobs for local residents in the communities we serve.

Learn More