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NeighborhoodLIFT Program

New Jersey Community Capital is proud to be part of the NeighborhoodLIFT program in collaboration with Wells Fargo and NeighborWorks America.

Good News! Limited NeighborhoodLIFT down payment assistance funds will be made available beginning on Thursday, July 15, 2021 at 9 AM.

If you are interested in the NeighborhoodLIFT program, take the Eligibility Quiz below and find out if you are immediately eligible to start the application process.

 

Program Information

  • Provides eligible homebuyers with $20,000 in down payment assistance on qualified properties ($22,500 for veterans and service members, teachers, law enforcement officers, firefighters and emergency medical technicians). Learn more
  • Requires homebuyer education that will prepare you for finding and financing a home and for managing the financial responsibilities of homeownership.
  • Assistance is not limited to first-time buyers.
  • Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in the Newark area. View income limits

Properties qualified for the program must be:

  • Located in Essex County.
  • The primary, owner-occupied home of the buyer(s).
  • A single-family home (attached or detached), 2-4 unit home, condominium, townhome, planned unit development (PUD), co-op, land trust or qualified manufactured home.

Note: No closings may take place until 21 days after the eligibility determination session (EDS).

For further information or questions, please see our Frequently Asked Questions or email us at lift@njclf.com