NeighborhoodLIFT is coming to the Newark area! NeighborhoodLIFT is a national down payment assistance program sponsored by Wells Fargo and NeighborWorks® America. It provides eligible homebuyers with $20,000 to use toward down payment and closing costs on qualified homes. For veterans and service members, teachers, paraprofessional educators, law enforcement officers, firefighters and emergency medical technicians, the program provides up to $22,500. 

Registration for the October 5th Newark NeighborhoodLIFT event has closed. Homebuyers that were unable to register for the event will be able to apply for unreserved funds beginning October 7th. 

To be eligible for NeighborhoodLIFT beginning October 7, interested homebuyers must: 

  • Be pre-approved for a mortgage loan from a participating lender (view list here)
  • Have an executed contract to purchase a home within Essex County 

Visit this web page to seek an appointment to determine eligibility for NeighborhoodLIFT and for instructions on how to apply. Funds will be allocated on a first-come, first-served basis. 

Newark Area


Launch Event

Saturday, October 5th, 9:00 a.m. - 2:00 p.m.


Renaissance Newark Airport Hotel

1000 Spring Street

Elizabeth, NJ 07201

NeighborhoodLIFT Program Information

  1. Located in Essex County (see map)
  2. The primary, owner-occupied home of the buyer(s)
  3. A single-family home (attached or detached), 2- 4-unit home, condominium, townhome, PUD, co-op, land trust or qualified manufactured home


NOTE: No closings may take place before November 5, 2019.

At the launch event you can:

  • Meet with a Wells Fargo Home Mortgage Consultant to qualify for a first mortgage if you choose.
  • Bring a pre-approval letter from any lender, although to receive NeighborhoodLIFT funds you must be approved by a lender on the approved lender list prior to closing (list will be available soon)
  • Find out if you are eligible for $20,000 in down payment assistance on qualified properties ($22,500 if you qualify for the First Responder, Military & Teacher benefit).
  • Learn about education programs that can prepare you for finding and financing a home and managing the financial responsibilities of homeownership.


Required documents for all attendees:

ALL attendees, those who want to seek pre-approval from Wells Fargo Home Mortgage, those who bring a pre-approval from an approved lender and those who bring a pre-approval from other lenders, must bring the following documents for each borrower:

  • Gross income amount for borrowers, including primary, second and part-time jobs, as well as overtime, bonuses and commissions
  • 60 days’ pay stubs with year-to-date information for all jobs
  • Proof of any and all other income received, such as Social Security Award letter, retirement and/or pension income, unemployment income, death or disability payments, divorce/court decree for alimony and/or child support, etc.
  • Federal tax returns for the past two years (1040s)
  • W-2s for the past two years
  • Recent two (2) months of personal bank statements; self-employed applicants should also bring recent two (2) months of business bank statements
  • Current Profit and Loss Statement for self-employed individuals

NOTE: If you have a fully executed purchase and sale agreement on a home, please bring it with you.

If you plan to meet with a Wells Fargo Home Mortgage Consultant to seek pre-approval for a mortgage, you should bring these documents.

NOTE:  The documents required for determining NeighborhoodLIFT eligibility and for qualifying for a Wells Fargo pre-approval are NOT the same. Please be sure to review both lists.

Not able to attend the launch event on October 5th? Check back here to see if funds are still available after the event. Contact NJCC for questions about NeighborhoodLIFT at If you have additional questions, visit our FAQ page.



Wells FargoNeighborhood Works America