Providing a Head Start to NJ's Children
For over 20 years, NJCC has provided financing for early care centers and other pre-school facilities, providing a head start to over 6,000 young children.

Studies have continually shown that early childhood education is a critical foundation for children’s continued cognitive, academic, social, and emotional growth.  Moreover, investments in early care lead to reductions in future public expenditures on social services.  Despite these demonstrated benefits, the funding landscape for early care in New Jersey has been tumultuous, resulting in financial challenges for a number of providers.

For over 20 years, NJCC has sought to meet the financial needs of New Jersey’s early care centers.  NJCC has providing a range of financing—from acquisition financing for new or current facilities to permanent financing to help centers cover lease and mortgage costs—to enable the creation or preservation of over 6,700 early care seats across the state.

NJCC has also provided ongoing technical assistance to borrowing early care providers.  Most notably, NJCC’s Building Stronger Centers program—which was in operation from 1997 to 2003—provided intensive training on budgeting and financial management, expansion and renovation planning, and board development to over 100 early care centers that served over 7,600 students, over 80 percent of whom were low-income.

Our Early Care Work

  • Nearly $50 Million in early care investments across NJ
  • Over 6,700 early care slots created or preserved