Homeownership provides a pathway to intergenerational wealth while building equity and economic security for individuals and families in underserved communities. Using financial education, pre-purchase homeownership counseling and down payment assistance for eligible homebuyers, the Address Yourself ™ homeownership program works to help low-to-moderate-income individuals and families achieve their homeownership goals.
Address Yourself ™ provides a comprehensive homeownership platform for low-to-moderate income families and individuals. Through partner organizations, pre-purchase housing counseling and follow-up counseling is provided to all clients interested in purchasing a home. When a client is ready to purchase, referrals are made to professionals that specialize in working with low-to-moderate income buyers. As buyers identify the home they wish to purchase, they may apply for down payment assistance. Since inception, Address Yourself ™ has provided housing counseling for 1,570 households and has deployed more than $8,300,000 in down payment assistance to more than 500 households. Learn more about next steps and available down payment assistance programs below.
To learn more about the Address Yourself ™ homeownership program, please visit our Frequently Asked Questions page.
To be eligible to apply for down payment assistance, homebuyers must:
Take the Down Payment Assistance Eligibility Quiz to see if you are ready to apply by using the link below.
If you need assistance, contact us at addressyourself@newjerseycommunitycapital.org.
A $15,000 down payment assistance grant and free housing counseling.
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