Address Yourself ™ has created over 87 homeownership opportunities for individuals and families across New Jersey.
We believe that equitable and accessible housing opportunities should not be riddled with barriers, especially for low-to-moderate-income families. In partnership with Affinity Federal Credit Union and CUMAnet LLC, New Jersey Community Capital launched the Address Yourself ™ Affordable Homeownership Mortgage Program, an affordable homeownership initiative that combines extensive pre-purchase credit counseling with access to low-cost mortgage products to meet the housing and mortgage needs of low-to-moderate-income families while increasing access to sustainable homeownership opportunities.
Address Yourself™ offers high-touch, high-quality life-of-loan support. The program combines multiple risk-mitigation tools to create high-performing loans with sufficient controls to minimize potential losses, including:
- Pre-purchase counseling
- Credit enhancement options
- Life-of-loan support