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THRIVE South Jersey

Announcement: Thanks to the generous support of the Pascale Sykes Foundation, New Jersey Community Capital launched a sub-program of the Garden State Relief Fund for small businesses and nonprofits affected by the COVID-19 pandemic that are located in the THRIVE South Jersey footprint.

The program offers no-cost Garden State Relief Fund loans to small businesses and low-cost loans to nonprofits located in the THRIVE South Jersey market area (Gloucester, Cumberland, Salem and western Atlantic counties) impacted by the COVID-19 pandemic.

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Rebuilding Local Economies in South Jersey

NJCC partnered with theĀ Pascale Sykes Foundation in December 2014 to launch THRIVE South Jersey, an economic development initiative developed to address the challenges of poverty and unemployment in the targeted four-county region (Gloucester, Cumberland, Salem and western Atlantic counties) as part of Pascale Sykes’s South Jersey Strengthening Families Initiative.

THRIVE aims to deploy flexible, affordable capital- and capacity-building assistance to generate quality jobs and improve economic opportunity across the four-county area.


  • THRIVE utilizes a variety of financial products, such as loans and credit enhancements, to support and expand economic development and job creation initiatives in the four-county area. This capital may be used to support commercial real estate, create affordable or mixed-income housing, or build community facilities. THRIVE also provides working capital to businesses to support the creation of jobs and address local community needs (such as health care providers, fresh food outlets or arts facilities).

Capacity Building

  • THRIVE embraces a comprehensive approach, offering capacity-building support in designing effective projects, programs and strategies that improve the economic well-being of the region, especially for struggling families. Economic development is most effective when low- and moderate-income residents are well-connected to quality job opportunities. THRIVE supports institutions and agencies implementing workforce development initiatives that better connect economic development projects to regional support resources, such as One-Stop Career Centers, Workforce Investment Boards, community colleges and other organizations.