Lending

Healthy Neighborhoods

No solution is impractical when we choose to invest in healthy places and healthy opportunities. As community builders, we witness this through the creation and preservation of safe, affordable and healthy homes; high-quality jobs and education; vibrant public spaces; and access to healthy food and green spaces where residents gather to shape their own stories.

Small Businesses

We know that small businesses are the backbones of our main streets and commercial corridors. NJCC’s small business lending program provides diverse small businesses the ability to access capital at affordable fixed rates.

Neighborhood Stabilization

We provide flexible, long-term lending capital to enable the completion of high-impact neighborhood stabilization projects in disadvantaged communities across New Jersey.

Community Facilities & Commercial Spaces

Community facilities and commercial spaces are integral aspects of community development. NJCC finances the construction of various commercial (real estate) developments, including office and retail spaces, early child care centers, job training centers, and community gathering places.