NJCC finances projects across affordable housing, community and commercial real estate, economic development, education, and early child care through flexible lending products, including acquisition and construction, leasehold improvements, predevelopment, rehabilitation, working capital and bridge loans.
No solution is impractical when we choose to invest in healthy places and healthy opportunities. As community builders, we witness this through the creation and preservation of safe, affordable and healthy homes; high-quality jobs and education; vibrant public spaces; and access to healthy food and green spaces where residents gather to shape their own stories.
We know that small businesses are the backbones of our main streets and commercial corridors. NJCC’s small business lending program provides diverse small businesses the ability to access capital at affordable fixed rates.
We provide flexible, long-term lending capital to enable the completion of high-impact neighborhood stabilization projects in disadvantaged communities across New Jersey.
Community facilities and commercial spaces are integral aspects of community development. NJCC finances the construction of various commercial (real estate) developments, including office and retail spaces, early child care centers, job training centers, and community gathering places.
After receiving a $500,000 acquisition and construction revolving line of credit from New Jersey Community Capital, William (Bill) was able to initially purchase two vacant, scattered-site properties in his hometown to rehabilitate and renovate into quality affordable housing units.
Please contact us by calling 732.640.2061 or emailing below if you're interested in applying for a loan.Email
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