NJCC Takes a Comprehensive Approach to Transforming New Jersey's Underserved Communities

Strengthening Organizations

NJCC specializes in providing flexible, hands-on financing to nonprofits and other mission-driven entities, empowering them to grow and thrive. We provide an array of services to our borrowers, including financial training and portfolio management.

Investing in Neighborhoods

NJCC has an exceptional record of investing in neighborhoods that lack access to conventional capital, enabling the creation and preservation of affordable housing, quality education, and stable jobs for thousands of New Jersey residents.

Advancing Community Development

NJCC is a pioneer of new revitalization models, including ReStart, our foreclosure prevention program, and CAPC, our real estate development arm.  We also craft public policy, assess the impact of our investments, and train local community leaders.


NJCC provides a range of financial products to foster high-quality housing for low-income families.
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As New Jersey’s leading charter school lender, NJCC creates hundreds of learning opportunities each year.
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NJCC finances both small businesses and large economic developments, creating thousands of jobs.
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For over 20 years, NJCC has financed early care centers and other pre-school facilities in the state.
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Community Strategies

Through its Community Strategies team, NJCC provides the tools, research, and expertise to help support both comprehensive community development and local systems change in communities across New Jersey.

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Creative Placemaking Fund

The arts sector, just like housing, education, and economic development, is vital to ensuring communities’ health and stability.

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Community Asset Preservation Corporation (CAPC), NJCC’s real estate development subsidiary, completes large-scale acquisitions of abandoned properties and facilitates their redevelopment into new affordable housing, stabilizing distressed neighborhoods. CAPC is the first nonprofit of its kind: an entity equipped with the financial strength, regional reach, and real estate expertise to make large-scale impacts on communities hit hardest by the negative effects of foreclosure and abandonment.

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Address Yourself™

Th Address Yourself™ affordable housing mortgage program combines extensive pre-ownership credit counseling with a flexible lending model that meets the housing and mortgage needs of low-to-moderate income families in New Jersey.

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New Markets Tax Credits

NJCC has invested tens of millions of dollars in New Markets Tax Credits into high-impact developments, from university facilities to a multiplex theater, improving employment and economic opportunity in underserved areas.

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ReStart is a groundbreaking home preservation program designed to prevent foreclosures and stabilize communities. Through this program, NJCC bulk-purchases and modifies hundreds of distressed mortgages in order to protect homeowners and their families.

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