OUR APPROACH

NJCC Takes a Comprehensive Approach to Transforming New Jersey's At-Risk Communities

Strengthening Organizations

NJCC specializes in providing flexible, hands-on financing to nonprofits and other mission-driven entities, empowering them to grow and thrive. We provide an array of services to our borrowers, including financial training and portfolio management.

Investing in Neighborhoods

NJCC has an exceptional record of investing in neighborhoods that lack access to conventional capital, enabling the creation and preservation of affordable housing, quality education, and stable jobs for thousands of New Jersey residents.

Advancing Community Development

NJCC is a pioneer of new revitalization models, including ReStart, our foreclosure prevention program, and CAPC, our real estate development arm.  We also craft public policy, assess the impact of our investments, and train local community leaders.

SECTORS

NJCC provides a range of financial products to foster high-quality housing for low-income families.
Read More >
As New Jersey’s leading charter school lender, NJCC creates hundreds of learning opportunities each year.
Read More >
NJCC finances both small businesses and large economic developments, creating thousands of jobs.
Read More >
For over 20 years, NJCC has financed early care centers and other pre-school facilities in the state.
Read More >

CURRENT INITIATIVES

CAPC

CAPC, NJCC’s real estate affiliate, completes large-scale acquisitions of abandoned properties and facilitates their redevelopment into new affordable housing, stabilizing distressed neighborhoods.

Read more

THRIVE South Jersey

THRIVE South Jersey deploys flexible, affordable capital and technical assistance to generate quality jobs and improve economic opportunities across a four-county area in South Jersey, including Cumberland, Gloucester, Salem, and Western Atlantic counties.

Read more

Community Strategies

Through its Community Strategies Initiative, NJCC is providing tools, research, and expertise to help local partnerships across the state to reclaim and repurpose their vacant properties and revitalize their communities.

Read more

Creative Placemaking Fund

The arts sector, just like housing, education, and economic development, is vital to ensuring communities’ health and stability.

Read more

Mortgage Platform

This new mortgage platform combines extensive pre-ownership credit counseling with a flexible lending model that meets the housing and mortgage needs of low to moderate income families in New Jersey.

Read more

NMTC

NJCC has invested tens of millions of dollars in New Markets Tax Credits into high-impact developments, from university facilities to a multiplex theater, improving employment and economic opportunity in underserved areas.

Read more

REBUILD New Jersey

REBUILD New Jersey provides quick low-interest disaster recovery loans to small businesses and community organization that were impacted by Superstorm Sandy, helping them reopen and restore vibrancy to recovering communities.

Read more

ReStart

ReStart is a groundbreaking home preservation program designed to prevent foreclosures and stabilize communities. Through this program, NJCC bulk-purchases and modifies hundreds of distressed mortgages in order to protect homeowners and their families.

Read more